Travel Protection Plan / Travel Insurance
(included with the tour, no additional cost)
Shop front in Killarney, Co. Kerry
* Permits you to cancel your trip at any time prior to departure for a covered reason.
* Covers direct air flights to and from your scheduled land tour departure and return cities even if the flights are not booked by CIE Tours, provided the flights are within 7 total days of the land tour dates and you cancel or interrupt your trip for a covered reason listed in Parts A or B below.
* Protects you and your belongings while on your trip.
* The Pre-Existing Condition Exclusion is waived if you purchase the plan within 7 days of your initial deposit / payment for your trip and you are not disabled from travel at the time you pay for the plan.
Travel Protection Plan Benefits
Trip Cost - Pre-Departure Trip Cancellation
If you have to cancel your trip due to a covered injury, sickness, or death - your own or that of a Traveling Companion or an Immediate Family Member - or for other covered events, as defined, you will be reimbursed up to the trip cost for cancellation charges imposed on travel arrangements provided by CIE Tours and / or the airline providing direct air flight to and from your scheduled land tour departure and return cities (even if the flights are not booked by CIE Tours), provided the flights are within 7 total days of the land tour dates.
Trip Cost - Post Departure Trip Interruption
If you must interrupt your trip after departure due to a covered injury, sickness or death - your own or that of a Traveling Companion or an Immediate Family Member - or for Other Covered Events, as defined, you will be reimbursed for the unused, non-refundable land arrangements and the additional transport costs to return home or to rejoin your trip (limited to economy one-way airfare or first class, if original tickets were first class.)
Trip Cost - Delayed Arrival
You are reimbursed for the additional transportation expense incurred and / or the unused, non-refundable land arrangements if your arrival on your tour is delayed beyond your scheduled arrival date, because of delay or cancellation by an air carrier due to inclement weather, mechanical breakdown, or organized labor strike.
$500 Travel Delay
Provides benefits up to $100 per day for reasonable additional hotel accomodations, meals, telephone calls, and local transportation until travel becomes possible if you are delayed for more than 12 hours due to a covered reason such as common carrier delay, injury, Sickness or Death of you or your Traveling Companion, quarantine, loss of passport, travel documents or money, natural disaster, or road closure by a government authority due to adverse weather conditions.
$25,000 Accidental Death & Dismemberment
These benefits are paid if loss occurs within 365 days of a covered injury which occurs while on a CIE Tours trip.
$25,000 / $50,000 Medical Expense / Emergency Assistance
Provides reimbursement up to $25,000 for reasonable and customary medical expenses incurred within 365 days of a covered sickness which occurs while on your trip and for emergency dental treatment received during your trip; up to $50,000 for the costs of emergency transport to home or an appropriate hospital, including escort expense (both, if deemed necessary by the attending physician), for a covered injury or Sickness which occurs while on your trip, or the cost of homeward carriage, if deceased.
$2,000 Baggage and Personal Effects
Coverage for direct physical loss or damage to your baggage, passport, or visas while on your trip. A $500 maximum limit applies to jewelry, gems, watches, cameras and camera equipment, digital or electronic equipment, and furs - a $250 per article limit applies to all other items.
$250 Baggage Delay
If, while on your trip, your baggage is delayed for 24 hours or more, we will reimburse you up to $250 for the purchase of necessary additional clothing and personal articles.
Exclusive Family Protection
Children 12 and under receive full coverage at no additional charge when all accompanying adults purchase the plan.
Travel Protection Plan Terms, Conditions & Limitations
Certain exclusions and limitations apply and are detailed in the Certificate of Coverage. For example, coverage does not apply to: any sickness or condition of you, a Traveling Companion or an Immediate Family Member traveling with you that existed during the 60 days prior to the effective date of the coverages (this exclusion is waived if you purchase the plan within 7 days of your initial deposit / payment for your trip and you are not disabled from travel when you make your plan payment), suicide, normal pregnancy, war or any act of war, mental or nervous disorders. Other Covered Events, as defined, includes the following events or their consequences: Post-Departure Trip Interruption due to cancellation of arrangements by an airline due to strike, mechanical breakdown of the aircraft on which you are scheduled to travel or bad weather; Trip Cancellation or Interruption due to a documented traffic accident while en route to departure; jury duty; destruction of your residence by a natural disaster; or a documented theft of passports or visas. Immediate Family Member means the following relatives - yours or those of a Traveling Companion - spouse, child, spouse's child, daughter-in-law, son-in-law, brother, sister, mother, father, grandparent, grandchild, step-brother, step-sister, step-parents, parents-in-law, brother-in-law, sister-in-law, aunt, uncle, niece, nephew, Domestic Partner, guardian or ward. Traveling Companion is defined as a person booked to share accomodations in the same room with you during your trip. Sickness or Injury must require care by a Physician and must commence while the Travel Protection Plan is in effect for you. This plan does not cover a loss that results from an illness, disease, or other condition (of you, an Immediate Family Member, Traveling Companion or Business Partner), event or circumstance which occurs at a time when this plan is not in effect for you.
This is a brief description of the Travel Protection Plan. You should review the Certificate of Coverage which provides complete details of the benefits, conditions, and limitations of the plan. The Certificate of Coverage will be sent with your travel documents and is available, upon request, at any time prior to your purchase of the plan or can be accessed at www.cietours.com
This plan is underwritten by: Stonebridge Casualty Insurance Company, Columbus, OH. All Inquiries and Claims should be reported to the Claims Administrator: Trip Mate, 9225 Ward Parkway, Suite 200, Kansas City, MO 64114, 800-888-7292 (in CA, dba Trip Mate Insurance Agency).